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4 SAVINGS SOLUTIONS

Privacy Policy

How 4 Savings Solutions collects, uses and protects your personal information. Last updated: November 9, 2026.

1. Who we are

[LEGAL BUSINESS NAME] (“4 Savings Solutions”, “we”) is a licensed insurance agency located at [ADDRESS]. We are responsible for the personal information collected on this website. Contact: [PRIVACY EMAIL].

2. Information we collect

Information you give us when you fill in a quote form or chat with us: name, phone or WhatsApp number, email, ZIP code, type of insurance you are interested in, preferred language and anything you write in your message.

Information collected automatically, only with your permission for analytics and advertising: pages visited, device and browser type, approximate location and the campaign that brought you to the site (for example, UTM tags or Google and Meta click identifiers).

3. How we use it

  • To answer your request and prepare insurance quotes
  • To contact you by phone, text, email or WhatsApp about the quote you requested
  • To service your policy, renewals and claims guidance if you become a client
  • To measure and improve our website and advertising, when you allow it
  • To meet legal and regulatory obligations of a licensed insurance agency

We rely on your consent, on steps you asked us to take before a contract, on our legitimate interests and on legal obligations. You can withdraw your consent at any time.

4. Who we share it with

We share your information only as needed: with insurance carriers to obtain quotes and issue policies; with service providers that help us run this site and communicate with you (such as website hosting, Google, Meta and WhatsApp); and with authorities when required by law. We do not sell your personal information.

5. International transfers

We are based in the United States, so your information is processed in the U.S. If you are in Brazil or another country, we protect it with the safeguards described in this policy, as required by the Brazilian General Data Protection Law (LGPD) and other applicable laws.

6. How long we keep it

We keep quote requests for up to [RETENTION PERIOD] if you do not become a client. Client records are kept for the period required by insurance regulations. After that, we delete or anonymize the information.

7. Your rights

Depending on where you live, including under the LGPD and U.S. state privacy laws, you may:

  • Confirm whether we process your information and access it
  • Correct incomplete or inaccurate information
  • Request deletion, anonymization or blocking of unnecessary information
  • Request a copy of your information (portability)
  • Know who we share your information with
  • Withdraw your consent and object to processing
  • Opt out of marketing messages at any time (reply STOP to texts)

To exercise your rights, email [PRIVACY EMAIL]. Our data protection officer is [DPO NAME]. We will reply within the time required by law.

8. Cookies

Necessary cookies keep the site working and are always on. Analytics and advertising cookies are used only if you accept them in the cookie banner. You can change your choice at any time:

9. Security

We use reasonable technical and administrative measures to protect your information, such as encrypted connections (HTTPS) and limited access by our team. No system is 100% secure, so please do not send sensitive documents through the chat.

10. Children

This website is not directed to people under 18, and we do not knowingly collect their information.

11. Changes

We may update this policy. The date at the top shows the latest version.

Accessibility statement

We want everyone, including people with disabilities, to be able to use this website. We aim to meet the Web Content Accessibility Guidelines (WCAG) 2.1, level AA.

  • Full keyboard navigation and a “Skip to main content” link
  • Labeled form fields and visible focus indicators
  • Text and color contrast designed for readability
  • An accessibility panel (the blue button at the bottom left) to enlarge text, turn on high contrast, underline links, use a more readable font and stop animations
  • Portuguese pages include VLibras, which translates content into Brazilian Sign Language (Libras)

If you find a barrier on this site, please tell us at [EMAIL] or on WhatsApp and we will help you and fix it.