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Insurance, explained.

Plain-English guides for families and business owners in the U.S. Also available in Portuguese.

All Business Auto Home Life Em português
Auto
Featured · Auto & Business Does personal auto insurance cover business use? If you drive for work, your personal policy may deny the claim. Here's when you need Commercial Auto. Read the article →
Business
What is a Certificate of Insurance (COI)? Why clients and general contractors ask for one, and how to get it fast. English · Português
Business
Do I need Workers' Comp with one employee? The rules by state, and what happens if you skip it. English · Português
Home
HO3 vs HO5: which homeowners policy is right for you? How the two most common policies protect your house and your belongings. English · Português
Auto
What is an SR-22 and how long do I need it? Who has to file one, how it works and how to keep your coverage active. English · Português
Life
Term vs Universal Life: the simple explanation Temporary or permanent coverage — and which fits your family today. English · Português
Brasil
Seguro nos EUA: guia para quem acabou de chegar Os seguros que todo brasileiro precisa conhecer ao morar nos Estados Unidos. Português

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